Dental financing plans with bad credit – Difficult but necessary


Finding dental financing plans with bad credit is will be challenging to say the least.  Research is the key to locating a company that specializes in this area.  I chose this information from the internet to see if it might benefit your search. 

According to a PBS

  • CareCredit is an exclusive credit card for healthcare services that helps patients avoid paying interest charges by making minimum monthly payments. Payment terms range from 6 to 24 months, and patients must pay off the full amount due by the end of the agreement period.
  • Springstone Patient Financing provides payment plans for elective dental procedures. Features include an online application process, no initial fee or prepayment penalty, choice of payment plans at no interest for amounts up to $25,000, and financing up to $40,000 on extended plans with 3.99% APR. 
  • American Financial Services is a low-cost patient financing system. Dentists can set credit limits, interest rates and repayment schedules. The company promises 100% acceptance with no rejections. 
  • has limits from $1,000 to $25,000, with rates starting as low as 9.99%. Different options include Fixed Interest Rates, Deferred Interest, and Fixed Low Monthly Payments. Bad credit financing is available with a co-signer. 
  • Advance Care Card advertises a special introductory APR of 0% for the first six or fifteen billing cycles. There is no annual fee. Patients can apply online and quickly receive a decision. The card can be used for other family members without having to reapply for another card. 
  • Citi Health Card allows access to flexible payment plans and revolving credit options. No down payment is required and there are no pre-payment penalties. There is no need to reapply for additional treatments and the account can be used for all members of the family.

for your dental front office jobs, look for indications that job seekers are aware of current financing opportunities.…More at Dental Practice Financing Insights from

This information is taken from the internet for your benefit.  You cannot find too much information on an important decision such as this